In the financial sector of debt relief, there are several well-known companies that all offer a complete variety of debt management services, including debt settlement and debt consolidation, to help consumers come up with a viable solution to their debt problems. These debt management companies, including Freedom Debt Relief, seek out desperate debtors who feel that they can no longer manage their own finances and are looking to get rid of their debts in one way or another. These debt management businesses can help these debtors by offering lower interest rates and lower monthly payments and evade the terrible outcome of bankruptcy.